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Hidden costs to watch out for when buying a home
Buying a new home? Don’t overlook these hidden costs when budgeting your cashflow.
Looking to minimise your “hidden” costs? Here are 3 ways:
A HDB has lower maintenance fees.
HDB owners pay monthly Service & Conservancy Charges to the Town Councils. Condo owners are required to pay monthly condo maintenance fees, which are a lot more costly.
Use Self-Service Platforms.
There are an increasing number of platforms dedicated to facilitating transactions between home buyers and sellers. If you are familiar enough with the process, you have the option of performing the sales transaction yourself — and thereby reducing intermediary fees.
Reduce your legal fees.
Instead of hiring multiple lawyers to act for you, the bank, and the CPF board, hire a single lawyer to do all three. Do note that most banks require a lawyer from their own panel to represent them.
