Loan, TDSR, CPF, Tax, Stamp Duty, Calculators

All copyrights belong to their respective owners. For educational purposes only Source: CPF, IRAS, HDB, PropetyGuru, Banks, etc

Calculators

Retirement

• CPF LIFE Payout Estimator
• D-Bonus and V-Bonus Calculator
• CPF Withdrawal Calculator
• Ordinary Account – Special Account Savings Transfer Calculator

Housing

• CPF Housing Withdrawal Limits Calculator
• Home Protection Scheme Premium Calculator
• Loan Repayment Period Calculator
• Monthly Instalment Calculator
• Our First Home Calculator
• Outstanding Loan Calculator
• Property with Less Than 60 Years Lease Calculator
• Total Interest Calculator
• Home Loan Interactive Calculator

Healthcare

• Medisave / MediShield Life Claim Calculator

Optimising My CPF

• Expense Ratio Calculator
• Stock and Gold Limits Calculator
• Unit Trust Investment Profit & Loss Calculator

Self-Employed Matters

• Self-Employed Medisave Instalment Calculator
• Self-Employed Medisave Contribution Calculator

Other Matters

• CPF Contribution Calculator
• CPF Contribution Allocation Calculator
• Additional Wage Ceiling Calculator
• CPF Retirement Calculator
• CPF Retirement Estimator
• CPF Education Loan Repayment Period Calculator
• CPF Education Monthly Instalment Rate Calculator
• Insurance Estimator
• Savings Calculator

Individual Income Tax

CalculatorDescription1.Income tax calculator for tax resident individuals

• YA 2018 (89KB) New!
• YA 2017 (87KB) New!
• YA 2016 (85KB)

Compute income tax liability for tax resident individuals (locals and foreigners who are in Singapore for 183 days or more)2.Rental calculator for tax resident and non-resident individuals (362KB)Compute rental income for tax resident and non-resident individuals3.Parenthood tax rebate calculator for tax resident individuals (362KB)Check eligibility for parenthood tax rebate4.New! Personal Reliefs Eligibility Tool* (161KB)Check eligibility to claim various reliefs
*Works best with Microsoft Office Excel 2007 or later version
5.Income tax calculator for non-resident individuals (67KB)Compute income tax liability for non-resident individuals (locals and foreigners who are in Singapore for less than 183 days)6.Area Representative travel calculator (40KB)Compute number of business days for Area Representative Scheme7.NOR status calculator (89KB)Check eligibility for Not Ordinarily Resident Scheme8.NOR travel calculator (36KB)Compute number of business days for Not Ordinarily Resident Scheme9.Tax Clearance calculator (68KB)For employers to check if they need to seek tax clearance for their foreign employees10.Tax Treaty Calculator for Personal Services Rendered by Employees(213KB)Check eligibility for tax treaty exemption for personal services rendered by employees. The Claim Form and Certificate of Residence will be displayed for your completion if you are eligible for tax treaty exemption 11.New! Capital Allowance Calculator (121KB)Compute capital allowance for sole-proprietors and partnerships for their new and existing assets12.New! ERIS Calculator (288KB) Check eligibility for partial tax exemption under Equity Remuneration Incentive Scheme (ERIS)13.New! Car Benefit Calculator(91KB)Compute car benefit for an employee who is provided with

New! Adjusted Profit/ (Loss) Calculator (103KB) For Sole-Proprietors/Self-Employed to compute Adjusted Profit/(Loss) from their net accounting profit/(Loss) in the Trading and Profit & Loss AccountCorporate Tax

CalculatorDescription1.Basic Corporate Tax Calculator (BTC)

• BTC for Companies Filing Form C-SYA 2016(1,061KB)New!
• YA 2015(987KB)
• YA 2014(923KB)

• BTC for Companies Filing Form CYA 2016(1,067KB)New!
• YA 2015(1,036KB)
• YA 2014(937KB)

The BTC is designed for trading companies and it comes with commonly used schedules such as the capital allowance schedule. You can use the Tax Calculator to prepare your company’s tax computation and work out the tax payable.
If you are filing Form C-S, the company’s tax computation and supporting schedules are not required to be submitted together with Form C-S. They are to be retained and submitted only upon IRAS’ request.

If you are filing Form C, please submit your tax computation and supporting schedules with Form C.Withholding Tax

CalculatorDescription1.S45 Double Taxation Relief Tax Rate Calculator for companies
Check applicable Double Taxation Relief tax rate for form IR37 filing
2.Tax Treaty calculator for non-resident professionals (232KB)
Check eligibility for tax treaty exemption and complete IR586 online

Property Tax

CalculatorDescription1.Property Tax Calculators for:

• HDB Flat
• Private Residential Property
• Non-Residential Property

These calculators will help you estimate your Property Tax payable, based on the Annual Value of your property.
You can view the Annual Value of your property at myTax.iras.gov.sg

Stamp Duty

CalculatorDescription1
Stamp Duty Calculator for documents dated on or after 22 February 2014 (228KB)
Stamp Duty Calculator for documents dated before 22 February 2014 (247KB)
Compute the stamp duty payable (including Seller’s Stamp Duty) for the following types of documents:

• Lease/rental of property
• Sales and purchase of property
• Mortgage of property and shares
• Shares transfer

Clubs, Trade Associations and MCs

CalculatorDescription1.Year 2010 (111 KB) (applicable for YA 2010 onwards)Compute the tax liability of the club/society/association/management corporation

Goods and Services Tax

CalculatorDescription1.GST Registration Calculator (1386 KB)Determine when your business is liable for GST registration. This calculator has been revised in 2014. (Works with Microsoft Excel 97 – 2007 version)

GST F7 Calculator (660 KB)Determine eligibility for correcting past GST submission errors in next period’s returns, and calculating the values towards filing consolidated F7 returns. Wage Credit Scheme (WCS)

CalculatorDescription1.WCS calculator (358KB) NEW! (Works best with Microsoft Office Excel 2007 or later version)
WCS calculator (Excel 97-2003) (1MB) NEW! (Works best with Microsoft Office Excel 97 – 2003 version)

Compare the Best Home Loans

Find the best housing loan for your need. Browse through a vast selection of bank loan packages using our mortgage tool. It’s fast and easy, apply online today!

What Can You Afford To Buy?

Housing regulations have made it hard to work out what you can afford in today’s market. We’ve consolidated government cooling measures and MAS regulations covering limitations on TDSR, MSR, LTV and Cash Downpayments into a single tool that can estimate your maximum property affordability.

Mortgage Repayment Calculator

Calculate your monthly home loan repayments.

Mortgage Refinancing Calculator

Calculate your repayments when you refinance your home loan

Total Debt Servicing Ratio (TDSR) Calculator

Calculate how much of your gross income you can put towards a mortgage for a private property.

Mortgage Servicing Ratio (MSR) Calculator

Calculate how much of your gross income you can put towards a mortgage on a HDB or Executive Condominium.

Stamp Duty Calculator

Calculate how much stamp duty you need to pay on your next property.

Interest Rate Sensitivity Calculation

Let us know what amount you want to borrow and we will show the impact of interest rate and loan term to your monthly payments of your home loan. Based on the loan amount we will calculate a table which will show you how the monthly payments can vary according to different interest rates and loan term lengths.

Interest-only Loan Calculation

To find out the monthly savings you could gain from an interest-only payment plan, simply fill in the boxes below to find out.
Don’t miss more posts by REALTOR Mani 玛尼 மணி Subramanian Veeramani
Check it out my posts (300+) https://www.linkedin.com/today/posts/AskRealtorMani
DOWNLOAD Home Buyers Guide Need help / Questions? #AskRealtorMani

?+6583004411

DOWNLOAD 684 Posts Home Buyers Guide

Expensive Mistakes Singaporeans Make When Buying Their First Home

All copyrights belong to their respective owners. For educational purposes only

4 Expensive Mistakes Singaporeans Make When Buying Their First Home

Read more…

Buying a House in Singapore: Top Mistakes First-Time Buyers Make

10 Worst First-Time Homebuyer Mistakes

First-Time Homebuyer Mistakes You Don’t Want to Make

Avoid these 5 first-time homebuyer mistakes

8 Costly Mistakes to Avoid when Buying a Home in Singapore

5 CRUCIAL MISTAKES FIRST TIME CAR BUYERS MAKE

7 Common Mistakes Made by First-Time Home Buyers

6 Common Mistakes First-Time Homebuyers Make

Avoid these 10 mistakes every home buyer makes

6 first-time homebuyer mistakes to avoid

10 First-time Homebuyer Mistakes

5 first-time homebuyer mistakes

8 biggest mistakes first-time homebuyers make

10 Worst First-Time Homebuyer Mistakes

Home ReportTM

FREE: Get the public version of the report that the professionals use to price property and devise marketing and negotiation strategies. S$ 88.00 / unit (incl GST)

New Launch Condo Buyers Guide

Source: All copyrights belong to their respective owners. For educational purposes only Source: www.ura.gov.sg

INTRODUCTION

This guide provides home buyers with basic information on the process of buying uncompleted private residential properties and some important considerations which they should take into account before committing to a purchase.
The Home Buyers’ Guide is organised along the key steps involved in buying uncompleted private residential properties from licensed housing developers.
Read more…

1. Basic Checks and Information
2. Visit Showflat
3. Option to Purchase
4. Sale & Purchase Agreement
5. Taking Possession and Moving In
6. Completion of the Sale
7. Useful Links

Dummies’ Guide to Buying a Home (Pt.1)

Can You Afford A $1.5 Million Condo In Singapore?

How much money do you need to own a condominium in Singapore?

Your own guide to investing in property in Singapore

Single in the City: Can I afford a condo unit?

New vs. old flats: What can you afford?

Refinancing 101 – What is refinancing

5 homeownership costs that can spiral out of control

4 questions for expats to consider before they buy or rent in Singapore

Buyers Viewing Checklist

Buying Properties – 9 Warning Signs You Should Know About
Buying a House Guide – Warning Signs Checklist for Home Buyers

6 Home-Buying Warning Signs You Shouldn’t Ignore (And What To Do About Them)

DOWNLOAD Checklists For Sale By Owner Budget And Preparation

Source:

DOWNLOAD NOW

Preparing To Sell Checklist

Before selling your property, you will need to engage the services of a property agent, who will not only help you to find prospective buyers, but also assist you during negotiations and generally guide you through the process of home selling.
Since you will need your agent to make recommendations on other issues during the process of home selling, it is important that you enlist the services of an agent you can trust. Once you have found a suitable real estate agent, your work is almost half done.
The formal process of home selling chiefly consists of two steps. When you receive an option fee from a buyer, you should grant him or her an Option to Purchase, which bears your signature, and state the solicitor who will be liaising with the prospective buyer’s legal representative with respect to the sale of the property. The option fee, also known as the booking fee, is typically one per cent of the purchase price of the property.
Most real estate agencies use a standard form of the Option to Purchase, which gives a prospective buyer 14 days to consider purchasing a property. As the seller, you should note that during this period, known as the option period, you are not allowed to offer your property for sale to other interested buyers.

If the prospective buyer decides not to exercise his or her Option to Purchase, or if the option period expires, you are entitled to keep the booking fee deposit and proceed to offer your property for sale to other prospective buyers.

If the buyer chooses to exercise his or her Option to Purchase, he or she must do so during the option period. The buyer must then pay another four per cent of the purchase price within two weeks of exercising the Option to Purchase through his or her solicitor. This deposit will be kept by your solicitor as a stakeholder.
Once these steps have been accomplished, your solicitor will take over and liaise with the buyer’s legal representative regarding the sale and purchase of your property. This should take another eight to 12 weeks, during which, the buyer will have to make the remaining outstanding balance payment on the property. The buyer will also perform a final inspection of your property after which, you must hand over the keys together with the title deed before the sale is deemed to be complete.

If you are planning to sell a Housing Development Board (HDB) apartment, you will need to check if you fulfill eligibility conditions to sell your apartment, including the minimum occupation period, and if your buyer also meets eligibility requirements, which may pertain to matters such as ethnicity. (For more information on HDB sales, please visit the HDB website: http://www.hdb.gov.sg/)

DOWNLOAD NOW

Budget Checklist

DOWNLOAD Home Buyers Guide Need help / Questions? #AskRealtorMani

?+6583004411

DOWNLOAD 684 Posts Home Buyers Guide

DOWNLOAD Home Buyers Guide

DOWNLOAD Condo Buyer’s Guide

DOWNLOAD Home Buyer Guide – First Edition

Guide to buying Executive Condominiums in Singapore

Guide to buying Executive Condominiums in Singapore

DOWNLOAD Home Buyers Guide; Need help / Questions? #AskRealtorMani

?+6583004411

Guide to buying Executive Condominium

Executive Condominiums (EC) are a hybrid housing type that are built and sold by private developers but have eligibility conditions for purchase and sale, similar to HDB flats.
Pre-purchase checks
Time bar

• Buyers and essential occupiers who currently own the following types of properties will need to fulfill a 5-year Minimum Occupation Period (MOP):
• starting from date of key collection for flats bought directly from HDB
• starting from date of resale completion or date of transfer for HDB resale flat
• starting from date of key collection for DBSS flats bought from developers
• Buyers and essential occupiers who currently own an Executive Condominium bought from a developer will need to
• fulfill a 5-year MOP starting from the date of key collection
• wait a 30-month period from the date of disposal of the existing EC

before they can apply for a new EC or be listed as an essential occupier.

• Buyers and essential occupiers must not own or have disposed of any HUDC flats or private residential properties within the 30 months before the date of application for a new EC. In other words, if you own a private home, you must sell it and wait 30 months before you can apply for a new EC.

Prior ownership of residential property

• Persons who have bought or owned two of the following types of properties will not be eligible to apply for a new EC or be listed as an essential occupier in an application
• Flat bought directly from HDB
• EC/DBSS flat bought from developer
• HDB resale flat bought using CPF housing grant

Eligibility

• Buyer must be a Singapore citizen at least 21 years old applying with at least one other applicant that is at least 21 years old and either a Singapore citizen or Singapore permanent resident
• All applicant must be Singapore citizens if applying under Joint Singles Scheme
• Gross household income must not exceed $14,000
• Buyers must qualify under one of the following schemes:
• Public Scheme
• Form family nucleus with any of the following
• Spouse
• Parents
• Children under legal custody, care and control (for widowed or divorced applicants)
• Fiancé/fiancée scheme
• Form family nucleus with fiancé/fiancée
• Must produce Marriage Certificate to developer within 3 months from taking possession of the EC unit
• Must produce Marriage Certificate to developer before taking possession of the EC unit for buyers taking CPF housing grant
• Orphans scheme
• Form family nucleus with any of the following
• Unmarried siblings
• At least one of the deceased parents was Singapore citizen or Singapore permanent resident.
• All unmarried siblings must be listed in the same application. Siblings cannot qualify under separate Orphans schemes.
• Another single unrelated orphan
• Joint singles scheme
• Form family nucleus with another single
• Both singles must be at least 35 years old
• Not eligible for CPF housing grant for singles
• Buyers of dual-key EC units must form a multi-generation family comprising one of the following
• Married couple with parents/grandparents
• Fiancé and fiancée couple with parents/grandparents
• Widowed or divorced with children and parents/grandparents

Application and purchase procedure

• Obtain an Approval in Principle (AIP) for a bank loan
• This can be done before or after submitting e-Application
• An AIP lets you know your eligible loan quantum and the monthly mortgage
• Having an AIP before booking prevents the forfeiture of your booking fee should there be hiccups in the process of mortgage approval
• Submit e-Application to developer for eligibility check
• e-Application will be processed and developer will issue ballot number to eligible buyers
• Visit show flat and select your unit
• Buyers can back out of the purchase at any point up to this without suffering any financial penalty
• Booking of unit
• Pay 5% booking fee in exchange for Option to Purchase (OTP)
• The developer will deliver the Sales and Purchase Agreement (S&P) within 2 weeks to your address or your lawyer
• Option to Purchase is valid for 3 weeks from delivery of S&P
• Check for and pay Resale Levy
• Buyers who have received a CPF housing grant or previously bought one of the following properties then sold it, and then buys an EC from a developer where the land sale tender was not launched or closed on or before 9 December 2013 will have to pay resale levy
• new flat from HDB
• Design, Build and Sell Scheme flat
• EC from a developer
• Buyers who buy an EC from a developer where the land sale was launched or closed on or before 9 December 2013 will not need to pay a resale levy
• The resale levy payable is dependent on the flat-type of the property previously owned and the date it was sold

Resale levy for flats sold on or after 3 March 2006

Resale levy for flats sold before 3 March 2006 – based on resale price of the sold flat or 90% of the market valuation, whichever is higher
*Only for 2-room flat owners upgrading to larger flat-type

• Submit OTP to bank
• Receive Letter of Offer (LO)
• The LO is a contract stating the terms of the loan offered by the bank to the borrower
• Sign Letter of Offer (LO)
• This forms a binding contract between the bank and the borrower
• Sign and send S&P to the developer, and pay the balance down payment of 20% of purchase price, less booking fee paid
• The developer may allow buyers to pay the balance down payment within 8 weeks of the Option date
• If Option is not exercised, 25% of the booking fee will be forfeited with the remaining 75% refunded to buyer
• Pay Stamp Duty within 2 weeks of signing S&P
• The Buyer’s Stamp Duty (BSD) is computed based on the purchase price or market value of the property, whichever is higher
• Buyer needs to pay BSD of 1% on the first $180,000, 2% on the next $180,000 and 3% on the remaining amount of the purchase price
• Bank makes loan disbursement to developer according to schedule of payment
• The bank will send a Loan Disbursement Advice and notice to start monthly repayment
• Start monthly repayment for your home loan

Schedule of payment

• The purchase price will be paid in installments according to the Standard Payment Scheme
• Notice of progress payments must be supported by the architect’s Certificate of Stage Completion

Expected TOP and Vacant Possession Date

• The developer may provide an estimated Temporary Occupation Permit (TOP) date. The actual TOP date may vary depending on construction progress
• The developer is contractually bound to deliver Vacant Possession of the property by the date stated in the OTP and S&P. Failing which, the developer has to pay liquidated damages to the buyer

Source: HDB , URA, IRAS, The Edge Property

What is an Executive Condominium (EC)? Are they considered HDB or Private condos?

What is an Executive Condominium (EC)? Are they considered HDB or Private condos?
The truth: They can be either, depending on the age of the condo.
EC is a hybrid of the public and private housing and it’s very unique to Singapore. Executive condominiums were introduced by the government in 1995 to meet the housing aspirations of the growing number of graduates and young professionals. They are strata-titled apartments built by the private sector and has similar facilities to a private condominium.
They resemble private condominiums and are enclosed within a gated compound with security, amenities like swimming pools, clubhouses, playgrounds with fancy condo names. They start off as public subsidised housing and are recognised as private property after 10 years.
Read more… https://www.popety.com/blog/2017/03/03/executive-condominiums-singapore/

Step-By-Step Guide To: Buying an EC Unit

If you’re planning to take that next big step and get a home loan for an EC, you’re going to have to know what to prepare for, and amongst other things, if you even qualify for one in the first place. This middle ground between HDB properties and fully private properties may be alittle tricky for some to navigate, so we’re going to make it easier on you with this step by step guide!
Read more…https://blog.moneysmart.sg/property/step-step-guide-buying-ec-unit/

Executive Condominium (EC)

These are the eligibility conditions to buy a new Executive Condominium (EC). For ECs, please note that they are bought from the developer, not us. Before you submit an application, we advise that you also learn more what conditions apply after you buy an EC, and find out whether you must pay a resale levy.
Read more… http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/new/eligibility/executive-condominiums

The steps to buy an Executive Condominium

Thinking of getting an executive condominium, but unsure of the process? Rest assured, you’re not the only one.
Take a load off and let us do the heavy (intellectual) lifting for you with our step-by-step guide to purchasing your very own executive condominium.
Read more…https://www.99.co/blog/singapore/steps-buy-executive-condominium/

DOWNLOAD Home Buyers Guide Need help / Questions? #AskRealtorMani

?+6583004411

DOWNLOAD 684 Posts Home Buyers Guide

DOWNLOAD Home Buyers Guide

DOWNLOAD Condo Buyer’s Guide

DOWNLOAD Home Buyer Guide – First Edition

DOWNLOAD Home Buyers Guide

DOWNLOAD Home Buyers Guide Need help / Questions? #AskRealtorMani

?+6583004411

DOWNLOAD 684 Posts Home Buyers Guide

DOWNLOAD Home Buyers Guide

DOWNLOAD Condo Buyer’s Guide

DOWNLOAD Home Buyer Guide – First Edition

Preview

Preview

Preview

Preview

Preview

Preview

Preview

Why Now is an ideal time to buy private property? Experts

Please like my Facebook page
https://www.facebook.com/AskRealtorMani/
https://www.linkedin.com/today/posts/AskRealtorMani

Is it a good time to buy property in Singapore?

Briton Anthony Couse moved to Singapore from Shanghai in April last year following his appointment as JLL CEO of Asia Pacific. “I’m your perfect example of a foreigner,” says the 51-year-old. “I’d love to buy a home in Singapore because I think, market-wise, it’s a good time.”
Read more….

9 steps to take in 2017 to buy a house in 2018

Source: http://www.propertyguru.com.sg/singapore-property-resources/singapore-buy-property-guides/9-steps-to-take-in-2017-to-buy-a-house-in-2018

Will 2017 Be A Good Time To Start Buying Private Properties in Singapore?

Don’t be confused between buying a property and investing in a property.
In light of the fact that home prices are still falling and rental rates declining, we think it’s safe to assume buyers today will get better bang for their buck compared to those who bought in 2016.
Source: http://dollarsandsense.sg/will-2017-be-a-good-time-to-buy-private-properties-in-singapore/

Now could be a good time to buy Singapore property stocks

Housing Affordability is More than Your Salary – The 3-3-5 Rule and My 4 Models

Now’s an ideal time to buy private property: experts

Amid the property market rebound and stabilising home prices, potential buyers are eager to enter the market, with many focusing their attention on private units located in the RCR and OCR.
Read more…
http://www.propertyguru.com.sg/property-management-news/2017/5/153196/nows-an-ideal-time-to-buy-private-property-experts

Good Time To Buy Investment Property Now.

Morgan Stanley thinks that property prices in Singapore will double by 2030.
Is a good time to buy investment property now?
Read more…
http://singaporeanstocksinvestor.blogspot.sg/2017/04/good-time-to-buy-investment-property-now.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed:+ASingaporeanStockmarketInvestorassi+(A+Singaporean+Stockmarket+Investor+(ASSI))

Is 2017 a good year to buy a condo in Singapore?

Answer: https://www.quora.com/Is-2017-a-good-year-to-buy-a-condo-in-Singapore

Is it the right time to buy property in Singapore?

PR Buying Resale HDB Flats Guide 101

Source: www.hdb.gov.sg www.ecitizen.gov.sg

Why does HDB allow Singapore Permanent Residents (SPRs) to buy flats? What is the percentage of SPRs buying HDB flats?

Eligibility Schemes

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility-schemes

Eligibility

http://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/resale/eligibility

Guide to buying resale HDB flats for Permanent Residents

As a Singapore Permanent Resident – What property can you buy?

Resale HDB flats. Is it now a good time for PRs (permanent residents) to buy?

Is it Wise for Permanent Resident Couple to Buy a Resale HDB Flat versus Rent ? – Reader Question

Resale HDB flats: How to buy

Three-year waiting period for PRs to buy resale flats

HDB policy on singles: Singaporean vs Permanent Resident

Recent Policy Announcements By HDB

Singapore PR – Benefits and Drawbacks

Eligibility to Rent

Additional Buyer’s Stamp Duty (ABSD)

HDB Flats And Permanent Residents

Costs and Fees

Recap: What is Buyer Stamp Duty & Additional Buyer Stamp Duty?

Additional Buyer’s Stamp Duty (ABSD)

Home ReportTM

FREE: Get the public version of the report that the professionals use to price property and devise marketing and negotiation strategies. S$ 88.00 / unit (incl GST)

DOWNLOAD Sample Home Report

AskREALTOR Mani Get Your Home Report (Compliment)

Top 5 Recommended Freehold Properties

Recommended Freehold Properties

Distinguished home hunters should not miss these properties! Take a look at these four premier developments in Singapore. All of these freehold properties have been granted or will be granted their Temporary Occupation Permits (TOPs) this year and are due for completion.

Recommended Freehold Property No. 1: 6 DERBYSHIRE, DISTRICT 11

This property has 168 units with a mix of 1 to 3 BR. A 3,444-sqft sky loft penthouse is its crowning glory. Amenities includes swimming and spa pools, reflective spas, a sky garden, workout center and children’s playground. The Novena MRT and United Square mall is a stone’s throw away. Schools nearby are the Joseph’s Institution Junior (2-minute walk), Chatsworth International School (8-minute drive), and Anglo-Chinese Junior School (5-minute drive).

Recommended Freehold Property No. 2: BELGRAVIA VILLAS, DISTRICT 27

This property is a cluster landed with their very own cantilever gymnasium and beautiful gardens. It is an exclusive 118-unit development with 5 bedrooms and a private lift. This freehold development will obtain its completion this year and luxurious finishes including quality kitchen appliances will be provided in each unit. All houses come with a wet and dry kitchen and will have 2 private parking lots too. Enjoy ample living space in both their semi-detached houses as well as the terrace houses with size from 3584-sqft.

Recommended Freehold Property No. 3: THE RISE @ OXLEY – RESIDENCES, DISTRICT 9

This development in District 9 is a good mix of 149 commercial and residential units. It has 120 residential units, 16 units for shops, and 13 restaurants within its 10 floors. 1BR to 3BR units that includes dual key bedrooms and eight penthouse properties are up for sale. The penthouse units cover 1,195 square feet. Facilities include a gymnasium, swimming pool, BBQ pit, lounge pools, Jacuzzi and lounge garden. Plaza Singapura is the nearest shopping mall. It is accessible through the Dhoby Ghaut. Schools in the area are School of the Arts and the Singapore Management University (SMU). Completion is slated for 2018.

Recommended Freehold Property No. 4: SPOTTISWOODE SUITES, DISTRICT 2

This 183-unit property is a good mix of 2BR and 3BR duplexes. 3BR penthouses are unique selling points due to its generous area – 452 sqft -1,410 sqft. The unique amenities include a labyrinth, spa pods, hydro reflexology trails, meditation and reading pavilions, as well as a water-massage alcove and zen garden. The standard gym, tennis court, and BBQ pits also command much attention. Outram Park is the nearest MRT (5-minute walk) while schools within the vicinity are the River Valley Primary School and CHIJ (Kellock).

Recommended Freehold Property No. 5: ONE SURIN, DISTRICT 19

This development is located along Surin Avenue and all units come with a private home lift and two private car park lots. One Surin has a built-up size from 4,306 sqft and only two units are balance in this development. T.O.P. was obtained earlier this year and all units have four spacious bedroom and one study room. Easy accessibility to Kovan MRT as well as NEX Shopping Mall. One Surin price is now from S$2.45 million.
Source: Recommended Freehold Properties

Recommended Freehold Properties | Showflat Hotline 61001778 Recommended Freehold Properties | Here are some Freehold developments with their features and why investors shou…

Top 7 Questions Property Buyers Ask for 2017

Top 7 Questions Property Buyers Ask for 2017

1 Have property prices bottomed out?
2 Will cooling measures be lifted this year?
3 Where are the most popular districts for buyers?
4 Which areas provided the most capital gains within a year?
5 Which districts had the highest volume of loss-making *resale transaction?
6 How’s the outlook for the rental market?
7 Which area should I look out for if I am keen to buy?
Source: 7 Questions Singapore Property Buyers Want Answered For 2017 – DREA.sg

7 Questions Singapore Property Buyers Want Answered For 2017 – DREA.sg